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Showing posts from July, 2010

Ongoing series: Unintended consequences of the Affordable Care Act

Government and bureaucracy, even when it is acting with purported good intention, tends to be a poor predictor of human behavior. This needs to be considered before we continue to hand over responsibility for our health care system to our politicians.

Why couldn't the bureaucrats see this headline happening:

Some insurers stop writing new coverage for kids
Ahead of requirement to cover kids with medical problems, some insurers drop out


Now that certain requirements have been put in place on insurance companies, a situation has been created where parents who are interested in saving money on premiums may opt for single coverage and then if some event occurs necessitating medical care for children they can purchase an insurance policy for their children without restriction.

Insurance companies see the potential abuse of parents not paying into the insurance pool and then only obtaining coverage 'on the way to the hospital' and so the insurance companies are now refusing to write…